/* FinGram · Financial Wellness Solution
   Mengikuti FinGram Brand Guideline (Oktober 2026).
   Layout: rata kiri; hero biru tua seperti cover dokumen; bagian putih dengan kartu light tint; satu tema terang (palet brand tetap). */

:root {
  /* Palet resmi (diambil dari logo) */
  --blue: #0878be;        /* Fingram Blue: aksen utama, angka kunci, opsi direkomendasikan */
  --blue-dark: #0a5280;   /* Fingram Blue Dark: background cover, heading utama, harga */
  --gray: #959597;        /* Fingram Gray: elemen sekunder */
  --gray-dark: #4a4a4a;   /* Fingram Gray Dark: teks sekunder, blok muted */
  --black: #050708;       /* Fingram Black: teks body */
  --white: #ffffff;       /* background halaman */
  --tint: #eef5fb;        /* Light tint: callout, kartu, panel statistik */

  /* Turunan netral (dari Fingram Gray dan Fingram Blue) */
  --line: color-mix(in srgb, var(--gray) 28%, var(--white));
  --line-tint: color-mix(in srgb, var(--blue) 16%, var(--white));
  --stripe: color-mix(in srgb, var(--gray) 7%, var(--white));
  --on-dark-muted: color-mix(in srgb, var(--white) 80%, var(--blue-dark));
  --deco: color-mix(in srgb, var(--blue) 55%, var(--blue-dark));
  --danger: #b42318;
  --ok: #1d6b45;

  /* Alias untuk halaman admin */
  --bg: var(--white);
  --surface: var(--white);
  --ink: var(--black);
  --muted: var(--gray-dark);

  /* Tipografi: Poppins untuk heading, Inter untuk body */
  --f-head: "Poppins", Arial, "Helvetica Neue", sans-serif;
  --f-body: "Inter", Arial, "Helvetica Neue", sans-serif;
  --t-sm: 0.875rem;
  --t-base: 1rem;
  --t-md: 1.0625rem;
  --t-lg: 1.25rem;
  --t-xl: clamp(1.7rem, 1.25rem + 1.6vw, 2.35rem);
  --t-hero: clamp(2.2rem, 1.35rem + 3.4vw, 3.6rem);

  --r-sm: 8px;
  --r-md: 12px;
  --r-lg: 16px;
  --wrap: 1180px;
  --header-h: 76px;
  color-scheme: light;
}

/* ---------- Dasar ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: calc(var(--header-h) + 16px); -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  background: var(--white);
  color: var(--black);
  font-family: var(--f-body);
  font-size: var(--t-base);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img, svg { max-width: 100%; }
h1, h2, h3, h4 { margin: 0; font-family: var(--f-head); color: var(--blue-dark); line-height: 1.2; text-wrap: balance; }
h1 { font-weight: 700; }
h2 { font-size: var(--t-xl); font-weight: 700; letter-spacing: -0.01em; }
h3 { font-size: var(--t-lg); font-weight: 600; }
p { margin: 0; }
ul, ol { margin: 0; padding: 0; list-style: none; }
a { color: var(--blue-dark); text-underline-offset: 3px; }
a:hover { color: var(--blue); }
:focus-visible { outline: 3px solid var(--blue); outline-offset: 2px; border-radius: 4px; }
[hidden] { display: none !important; }

.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.skip { position: absolute; left: 12px; top: -60px; z-index: 100; background: var(--blue); color: var(--white); padding: 10px 14px; border-radius: var(--r-sm); font-weight: 600; text-decoration: none; }
.skip:focus { top: 12px; color: var(--white); }

.wrap {
  max-width: var(--wrap);
  margin-inline: auto;
  padding-left: max(20px, env(safe-area-inset-left, 0px));
  padding-right: max(20px, env(safe-area-inset-right, 0px));
}

.section { padding-block: clamp(64px, 8vw, 104px); }
.section + .section:not(.data):not(.team) { border-top: 1px solid var(--line); }
.section-head { display: grid; gap: 12px; max-width: 680px; margin-bottom: clamp(32px, 4vw, 48px); }
.section-head p { color: var(--gray-dark); font-size: var(--t-md); }
.section-head-row { max-width: none; display: flex; justify-content: space-between; align-items: flex-end; gap: 20px 40px; flex-wrap: wrap; }
.section-head-row > div:first-child { display: grid; gap: 12px; max-width: 680px; }

/* ---------- Tombol ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  min-height: 44px; padding: 10px 20px;
  border-radius: var(--r-sm); border: 1.5px solid transparent;
  font: 600 var(--t-base)/1.2 var(--f-body);
  text-decoration: none; cursor: pointer; white-space: nowrap;
  transition: background-color .15s, border-color .15s, color .15s;
}
.btn-primary { background: var(--blue); color: var(--white); }
.btn-primary:hover { background: var(--blue-dark); color: var(--white); }
.btn-outline, .btn-ghost { border-color: var(--blue-dark); color: var(--blue-dark); background: var(--white); }
.btn-outline:hover, .btn-ghost:hover { background: var(--tint); color: var(--blue-dark); }
.btn-light { background: var(--white); color: var(--blue-dark); }
.btn-light:hover { background: var(--tint); color: var(--blue-dark); }
.btn-outline-light { border-color: color-mix(in srgb, var(--white) 65%, transparent); color: var(--white); background: transparent; }
.btn-outline-light:hover { background: color-mix(in srgb, var(--white) 12%, transparent); color: var(--white); }
.btn-lg { min-height: 52px; padding: 14px 24px; font-size: var(--t-md); }
.btn-block { width: 100%; }
.btn[disabled] { opacity: .6; cursor: progress; }

/* ---------- Header ---------- */
body::before { content: ""; position: fixed; inset: 0 0 auto; height: env(safe-area-inset-top, 0px); z-index: 60; background: var(--white); }
.site-header {
  position: sticky; top: env(safe-area-inset-top, 0px); z-index: 50;
  background: var(--white);
  border-bottom: 1px solid var(--line);
}
.header-inner { display: flex; align-items: center; justify-content: space-between; gap: 16px; height: var(--header-h); }
.brand { display: inline-flex; align-items: center; flex: none; }
.brand img { height: 54px; width: auto; display: block; }

.nav { display: flex; align-items: center; gap: 2px; }
.nav a:not(.btn) { padding: 8px 12px; border-radius: var(--r-sm); text-decoration: none; font-weight: 500; font-size: 0.95rem; color: var(--gray-dark); }
.nav a:not(.btn):hover, .nav a.active { color: var(--blue-dark); background: var(--tint); }
.nav-cta { margin-left: 10px; }
.nav-toggle { display: none; }

@media (max-width: 1000px) {
  .nav-toggle {
    display: inline-flex; align-items: center; justify-content: center;
    width: 44px; height: 44px; border: 1.5px solid var(--line); border-radius: var(--r-md);
    background: var(--white); color: var(--blue-dark); cursor: pointer;
  }
  .nav-toggle-bars, .nav-toggle-bars::before, .nav-toggle-bars::after {
    display: block; width: 18px; height: 2px; background: currentColor; border-radius: 2px; position: relative; transition: transform .2s, background-color .2s;
  }
  .nav-toggle-bars::before, .nav-toggle-bars::after { content: ""; position: absolute; left: 0; }
  .nav-toggle-bars::before { top: -6px; }
  .nav-toggle-bars::after { top: 6px; }
  .nav-toggle[aria-expanded="true"] .nav-toggle-bars { background: transparent; }
  .nav-toggle[aria-expanded="true"] .nav-toggle-bars::before { transform: translateY(6px) rotate(45deg); }
  .nav-toggle[aria-expanded="true"] .nav-toggle-bars::after { transform: translateY(-6px) rotate(-45deg); }

  .nav {
    position: fixed; left: 0; right: 0; top: calc(var(--header-h) + env(safe-area-inset-top, 0px)); bottom: 0;
    flex-direction: column; align-items: stretch; gap: 0;
    padding: 12px max(20px, env(safe-area-inset-right, 0px)) calc(24px + env(safe-area-inset-bottom, 0px)) max(20px, env(safe-area-inset-left, 0px));
    background: var(--white); border-top: 1px solid var(--line);
    overflow-y: auto;
    visibility: hidden; opacity: 0;
    transition: opacity .2s, visibility 0s .2s;
  }
  .nav.open { visibility: visible; opacity: 1; transition: opacity .2s; }
  .nav a:not(.btn) { font-size: var(--t-md); padding: 15px 4px; border-bottom: 1px solid var(--line); border-radius: 0; color: var(--blue-dark); }
  .nav a:not(.btn):hover { background: transparent; }
  .nav-cta { margin: 20px 0 0; min-height: 52px; }
  body.nav-open { overflow: hidden; }
}

/* ---------- Hero (gaya cover dokumen) ---------- */
.hero { position: relative; overflow: hidden; background: var(--blue-dark); color: var(--white); padding-block: clamp(48px, 7vw, 96px); }
.hero-deco { position: absolute; inset: 0; pointer-events: none; }
.hero-deco .arch { position: absolute; right: -8vw; bottom: -22vw; width: 48vw; height: 48vw; max-width: 720px; max-height: 720px; border-radius: 50%; background: var(--deco); }
.hero-deco .ring { position: absolute; right: 2.5vw; top: 4%; width: 140px; height: 140px; border-radius: 50%; border: 1.5px solid color-mix(in srgb, var(--white) 35%, transparent); }
.hero-grid { position: relative; display: grid; grid-template-columns: minmax(0, 1.12fr) minmax(0, 0.88fr); gap: clamp(36px, 5vw, 72px); align-items: center; }
.hero-copy { display: grid; gap: 20px; min-width: 0; }
.kicker { font: 600 0.78rem/1.4 var(--f-head); letter-spacing: 0.14em; text-transform: uppercase; color: var(--on-dark-muted); }
.hero h1 { color: var(--white); font-size: var(--t-hero); line-height: 1.1; letter-spacing: -0.015em; max-width: 15ch; }
.lede { font-size: 1.15rem; color: var(--white); max-width: 54ch; }
.lede-2 { color: var(--on-dark-muted); max-width: 54ch; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 6px; }
.hero-note { font-size: var(--t-sm); color: var(--on-dark-muted); }

/* Slip gaji */
.payslip { margin: 0; display: grid; gap: 12px; min-width: 0; position: relative; }
.payslip-paper {
  --perf: 9px;
  background: var(--white); color: var(--black);
  border-radius: 4px 4px var(--r-lg) var(--r-lg);
  padding: 28px clamp(20px, 3vw, 30px) 26px;
  box-shadow: 0 28px 56px -30px color-mix(in srgb, var(--black) 70%, transparent);
  -webkit-mask: radial-gradient(circle at 50% 0, transparent 4px, #000 4.5px) top / 14px var(--perf) repeat-x, linear-gradient(#000, #000) 0 var(--perf) / 100% calc(100% - var(--perf)) no-repeat;
          mask: radial-gradient(circle at 50% 0, transparent 4px, #000 4.5px) top / 14px var(--perf) repeat-x, linear-gradient(#000, #000) 0 var(--perf) / 100% calc(100% - var(--perf)) no-repeat;
}
.payslip-head { display: flex; justify-content: space-between; align-items: flex-start; gap: 12px; padding-bottom: 14px; border-bottom: 1.5px dashed var(--line); }
.payslip-title { font: 600 var(--t-lg)/1.2 var(--f-head); color: var(--blue-dark); }
.payslip-sub { font-size: var(--t-sm); color: var(--gray-dark); margin-top: 2px; }
.tag { font-size: 0.72rem; font-weight: 600; letter-spacing: 0.06em; text-transform: uppercase; color: var(--gray-dark); border: 1px solid var(--line); border-radius: 999px; padding: 3px 10px; white-space: nowrap; }
.payslip-rows { margin: 0; padding-block: 12px; display: grid; gap: 2px; font-variant-numeric: tabular-nums; }
.payslip-rows div { display: flex; align-items: baseline; gap: 10px; padding-block: 5px; font-size: 0.95rem; }
.payslip-rows dt { color: var(--gray-dark); }
.payslip-rows dd { margin: 0 0 0 auto; font-weight: 600; white-space: nowrap; }
.payslip-rows .minus dd { color: var(--gray-dark); font-weight: 500; }
.payslip-rows .total { margin-top: 6px; padding-top: 12px; border-top: 1.5px solid var(--black); font-size: var(--t-md); }
.payslip-rows .total dt { color: var(--black); font-weight: 600; }
.payslip-rows .total dd { font: 700 1.1rem/1.2 var(--f-head); color: var(--blue-dark); }
.payslip-plan-label { font-size: var(--t-sm); font-weight: 600; margin: 10px 0; color: var(--blue-dark); }
.alloc { display: flex; height: 16px; border-radius: 999px; overflow: hidden; gap: 2px; }
.alloc-seg { width: var(--w); transform-origin: left; }
.c1 { background: var(--blue-dark); } .c2 { background: var(--gray); } .c3 { background: var(--blue); } .c4 { background: var(--gray-dark); }
.alloc-legend { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 6px 18px; margin-top: 14px; font-size: 0.85rem; color: var(--gray-dark); }
.alloc-legend li { display: flex; align-items: center; gap: 8px; min-width: 0; }
.alloc-legend i { width: 10px; height: 10px; border-radius: 3px; flex: none; }
.alloc-legend b { margin-left: auto; color: var(--black); font-variant-numeric: tabular-nums; }
.payslip figcaption { font-size: 0.82rem; color: var(--on-dark-muted); padding-left: 2px; }

@media (prefers-reduced-motion: no-preference) {
  .js .alloc-seg { animation: grow .9s cubic-bezier(.2,.7,.2,1) both; }
  .js .alloc-seg.c2 { animation-delay: .12s; }
  .js .alloc-seg.c3 { animation-delay: .24s; }
  .js .alloc-seg.c4 { animation-delay: .36s; }
  @keyframes grow { from { transform: scaleX(.2); opacity: .4; } to { transform: scaleX(1); opacity: 1; } }
}

/* ---------- Klaim ---------- */
.claims { border-bottom: 1px solid var(--line); }
.claims-list { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); }
.claims-list li { display: flex; align-items: center; gap: 16px; padding: 28px 24px; min-width: 0; }
.claims-list li:first-child { padding-left: 0; }
.claims-list li + li { border-left: 1px solid var(--line); }
.claim-num { font: 700 2.4rem/1 var(--f-head); color: var(--blue); font-variant-numeric: tabular-nums; flex: none; }
.claims-list p:not(.claim-num) { color: var(--gray-dark); font-size: 0.95rem; line-height: 1.45; }

/* ---------- Data ---------- */
.data { background: var(--tint); }
.data-grid { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: clamp(32px, 6vw, 88px); align-items: start; }
.data-intro { display: grid; gap: 16px; }
.data-intro p { color: var(--gray-dark); font-size: var(--t-md); max-width: 54ch; }
.facts { display: grid; }
.facts li { display: grid; grid-template-columns: 9rem minmax(0, 1fr); gap: 20px; align-items: baseline; padding-block: 20px; border-top: 1px solid var(--line-tint); }
.facts li:last-child { border-bottom: 1px solid var(--line-tint); }
.fact-num { font: 700 2.4rem/1 var(--f-head); color: var(--blue); font-variant-numeric: tabular-nums; }
.fact-num.fact-muted { color: var(--gray-dark); font-size: 1.9rem; }
.fact-text { font-weight: 500; }
.source { margin-top: 14px; font-size: 0.82rem; color: var(--gray-dark); }

/* ---------- Prinsip ---------- */
.principle-list { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 0 40px; }
.principle-list li { display: grid; grid-template-columns: 32px minmax(0, 1fr); gap: 14px; padding-block: 24px; border-top: 1px solid var(--line); }
.principle-list h3 { font-size: 1.05rem; margin-bottom: 6px; }
.principle-list p { color: var(--gray-dark); font-size: 0.95rem; }
.icon { width: 30px; height: 30px; fill: none; stroke: var(--blue); stroke-width: 1.6; stroke-linecap: round; stroke-linejoin: round; }

/* ---------- Program (Sadar → Aksi → Transformasi) ---------- */
.mode { display: flex; align-items: center; gap: 12px; }
.mode-label { font-size: var(--t-sm); font-weight: 600; color: var(--gray-dark); }
.seg { position: relative; display: inline-grid; grid-auto-flow: column; gap: 4px; padding: 4px; border-radius: var(--r-md); background: var(--white); border: 1.5px solid var(--line); }
.seg input { position: absolute; left: 0; top: 0; width: 1px; height: 1px; opacity: 0; pointer-events: none; }
.seg label { display: grid; place-items: center; min-height: 38px; min-width: 84px; padding: 6px 14px; border-radius: var(--r-sm); font-size: 0.92rem; font-weight: 600; cursor: pointer; color: var(--gray-dark); }
.seg input:checked + label { background: var(--blue-dark); color: var(--white); }
.seg input:focus-visible + label { outline: 3px solid var(--blue); outline-offset: 1px; }

.stages { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 44px; counter-reset: none; }
.stage { position: relative; display: flex; flex-direction: column; gap: 12px; padding: 26px 24px; background: var(--tint); border-radius: var(--r-lg); min-width: 0; }
.stage + .stage::before {
  content: ""; position: absolute; left: -32px; top: 50%; width: 20px; height: 20px; margin-top: -10px;
  background: var(--blue);
  -webkit-mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M3 10h12M10 4l6 6-6 6' fill='none' stroke='%23000' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center / contain no-repeat;
          mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M3 10h12M10 4l6 6-6 6' fill='none' stroke='%23000' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center / contain no-repeat;
}
.stage-label { font: 600 0.75rem/1.2 var(--f-head); letter-spacing: 0.12em; text-transform: uppercase; color: var(--blue); }
.stage h3 { font-size: 1.25rem; }
.stage-desc { color: var(--black); }
.stage-facts { margin: 4px 0 0; display: grid; gap: 10px; padding-top: 14px; border-top: 1px solid var(--line-tint); }
.stage-facts dt { font-size: 0.78rem; color: var(--gray-dark); }
.stage-facts dd { margin: 0; font-size: 0.93rem; font-weight: 500; }
.price { margin-top: auto; padding-top: 14px; display: flex; align-items: baseline; gap: 8px; flex-wrap: wrap; }
.price span { font: 700 1.55rem/1.1 var(--f-head); color: var(--blue-dark); font-variant-numeric: tabular-nums; }
.price small { font-size: var(--t-sm); color: var(--gray-dark); }
.link-btn {
  align-self: flex-start; padding: 6px 0; min-height: 36px; border: 0; background: none; cursor: pointer;
  font: 600 0.92rem/1.2 var(--f-body); color: var(--blue-dark); text-decoration: underline; text-underline-offset: 4px; text-decoration-color: var(--blue);
}
.link-btn:hover { color: var(--blue); }
.link-btn[aria-pressed="true"] { text-decoration: none; color: var(--blue); }
.link-btn[aria-pressed="true"]::before { content: "✓ "; }

.price-note { margin-top: 20px; font-size: var(--t-sm); color: var(--gray-dark); max-width: 80ch; }

.topics { margin-top: clamp(48px, 6vw, 64px); display: grid; gap: 16px; }
.topics-head { display: grid; gap: 6px; }
.topics-head h3 { font-size: 1.1rem; }
.topics-head p { color: var(--gray-dark); }
.chips { display: flex; flex-wrap: wrap; gap: 10px; }
.chip {
  min-height: 44px; padding: 8px 16px; border-radius: 999px;
  border: 1.5px solid var(--line); background: var(--white); color: var(--black);
  font: 500 0.93rem/1.2 var(--f-body); cursor: pointer;
  transition: background-color .15s, border-color .15s;
}
.chip:hover { border-color: var(--blue); }
.chip[aria-pressed="true"] { background: var(--tint); border-color: var(--blue); color: var(--blue-dark); font-weight: 600; }
.chip[aria-pressed="true"]::before { content: "✓ "; }
.topics-count { font-size: var(--t-sm); color: var(--gray-dark); }

/* ---------- Paket & EAP ---------- */
.pkg-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 20px; }
.pkg { display: flex; flex-direction: column; gap: 10px; padding: clamp(24px, 3vw, 32px); background: var(--tint); border-radius: var(--r-lg); min-width: 0; }
.pkg h3 { font-size: 1.3rem; }
.pkg-price { font: 700 2rem/1.1 var(--f-head); color: var(--blue-dark); font-variant-numeric: tabular-nums; }
.pkg-save { font-size: var(--t-sm); color: var(--gray-dark); }
.pkg .ticks { margin: 10px 0 16px; }
.pkg .btn { margin-top: auto; align-self: flex-start; }

.ticks { display: grid; gap: 8px; }
.ticks li { position: relative; padding-left: 28px; }
.ticks li::before {
  content: ""; position: absolute; left: 0; top: .3em; width: 18px; height: 18px;
  background: var(--blue);
  -webkit-mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 18 18'%3E%3Ccircle cx='9' cy='9' r='8' fill='none' stroke='%23000' stroke-width='1.5'/%3E%3Cpath d='M5.5 9.2l2.3 2.3 4.7-4.8' fill='none' stroke='%23000' stroke-width='1.6' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center / contain no-repeat;
          mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 18 18'%3E%3Ccircle cx='9' cy='9' r='8' fill='none' stroke='%23000' stroke-width='1.5'/%3E%3Cpath d='M5.5 9.2l2.3 2.3 4.7-4.8' fill='none' stroke='%23000' stroke-width='1.6' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center / contain no-repeat;
}

.eap { margin-top: clamp(48px, 6vw, 72px); display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 28px clamp(28px, 4vw, 56px); align-items: start; }
.eap-intro { display: grid; gap: 12px; }
.eap-intro h3 { font-size: clamp(1.35rem, 1.1rem + 0.8vw, 1.7rem); font-weight: 700; }
.eap-intro p { color: var(--gray-dark); }
.eap-calc { display: grid; gap: 18px; padding: clamp(20px, 3vw, 28px); background: var(--tint); border-radius: var(--r-lg); min-width: 0; }
.eap-calc input[type="range"] { width: 100%; accent-color: var(--blue); margin-top: 6px; }
.eap-out { margin: 0; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 1px; background: var(--line-tint); border: 1px solid var(--line-tint); border-radius: var(--r-md); overflow: hidden; }
.eap-out div { background: var(--white); padding: 12px 14px; min-width: 0; }
.eap-out dt { font-size: 0.78rem; color: var(--gray-dark); }
.eap-out dd { margin: 2px 0 0; font: 600 1.05rem/1.3 var(--f-head); color: var(--blue-dark); font-variant-numeric: tabular-nums; }
.eap-out .eap-total dd { color: var(--blue); font-size: 1.25rem; font-weight: 700; }
.eap-calc .btn { justify-self: start; }
.eap .table-wrap, .eap .notes { grid-column: 1 / -1; }

.table-wrap { overflow-x: auto; border-radius: var(--r-md); border: 1px solid var(--line); }
.tiers { width: 100%; min-width: 640px; border-collapse: collapse; font-size: 0.93rem; }
.tiers th, .tiers td { text-align: left; padding: 12px 16px; border-bottom: 1px solid var(--line); }
.tiers thead th { background: var(--blue-dark); color: var(--white); font: 600 0.85rem/1.3 var(--f-head); border-bottom: 0; }
.tiers tbody tr:nth-child(even) { background: var(--stripe); }
.tiers tbody tr:last-child th, .tiers tbody tr:last-child td { border-bottom: 0; }
.tiers tbody th { font-weight: 600; color: var(--blue-dark); }
.tiers .num { text-align: right; font-variant-numeric: tabular-nums; white-space: nowrap; }
.tiers tr.is-active { background: var(--tint) !important; box-shadow: inset 4px 0 0 var(--blue); }
.tiers tr.is-active th { color: var(--blue); }

.notes { display: grid; gap: 6px; font-size: 0.9rem; color: var(--gray-dark); }
.notes li { position: relative; padding-left: 16px; }
.notes li::before { content: ""; position: absolute; left: 0; top: .65em; width: 6px; height: 6px; border-radius: 50%; background: var(--gray); }

/* ---------- Alur & laporan ---------- */
.steps { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 0; }
.steps li { display: grid; gap: 10px; align-content: start; padding: 0 24px 0 0; }
.steps li + li { padding-left: 24px; border-left: 1px solid var(--line); }
.step-n {
  display: inline-grid; place-items: center; width: 40px; height: 40px; border-radius: 50%;
  border: 1.5px solid var(--blue); color: var(--blue); font: 600 1rem/1 var(--f-head); background: var(--white);
}
.steps h3 { font-size: 1.1rem; margin-top: 4px; }
.steps p { color: var(--gray-dark); }

.report-grid { margin-top: clamp(40px, 5vw, 64px); display: grid; grid-template-columns: minmax(0, 1.2fr) minmax(0, 0.8fr); gap: clamp(24px, 4vw, 56px); align-items: start; }
.report-items h3 { font-size: 1.15rem; margin-bottom: 12px; }
.report-items dl { margin: 0; display: grid; }
.report-items dl div { display: grid; grid-template-columns: minmax(0, 15rem) minmax(0, 1fr); gap: 8px 24px; padding-block: 16px; border-top: 1px solid var(--line); }
.report-items dl div:last-child { border-bottom: 1px solid var(--line); }
.report-items dt { font-weight: 600; color: var(--blue-dark); }
.report-items dd { margin: 0; color: var(--gray-dark); }
.callout { padding: 22px 24px; background: var(--tint); border-left: 4px solid var(--blue); border-radius: 0 var(--r-md) var(--r-md) 0; display: grid; gap: 8px; }
.callout h3 { font-size: 1.05rem; }
.callout p { color: var(--black); font-size: 0.95rem; }

/* ---------- Tim ---------- */
.team { background: var(--tint); }
.team-grid { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: clamp(32px, 6vw, 88px); align-items: start; }
.team-intro { display: grid; gap: 16px; }
.team-intro > p { color: var(--gray-dark); font-size: var(--t-md); }
.founders { display: grid; gap: 12px; margin-top: 8px; }
.founders li { display: flex; align-items: center; gap: 16px; padding: 14px 16px; background: var(--white); border-radius: var(--r-md); }
.avatar { display: grid; place-items: center; width: 56px; height: 56px; flex: none; border-radius: 50%; background: var(--tint); color: var(--blue-dark); font: 600 1rem/1 var(--f-head); overflow: hidden; border: 1.5px solid var(--line-tint); }
.avatar img { width: 100%; height: 100%; object-fit: cover; }
.person-name { font: 600 1.05rem/1.3 var(--f-head); color: var(--blue-dark); }
.person-role { font-size: var(--t-sm); color: var(--gray-dark); }
.team-facts dl { margin: 0; display: grid; }
.team-facts dl > div { padding-block: 18px; border-top: 1px solid var(--line-tint); }
.team-facts dl > div:last-child { border-bottom: 1px solid var(--line-tint); }
.team-facts dt { font-size: 0.8rem; font-weight: 600; letter-spacing: 0.08em; text-transform: uppercase; color: var(--gray-dark); margin-bottom: 4px; }
.team-facts dd { margin: 0; font-size: var(--t-md); font-weight: 500; }
.cities { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 6px; }
.cities li { font-size: var(--t-sm); font-weight: 600; padding: 6px 12px; border-radius: 999px; background: var(--white); color: var(--blue-dark); }

/* ---------- Individu ---------- */
.ladder { display: grid; border-top: 1px solid var(--line); }
.ladder li { display: grid; grid-template-columns: 40px minmax(0, 1fr) minmax(0, 15rem); gap: 8px 24px; align-items: start; padding: 22px 16px; border-bottom: 1px solid var(--line); }
.ladder h3 { font-size: 1.1rem; display: flex; flex-wrap: wrap; align-items: center; gap: 8px 12px; }
.ladder-body p { color: var(--gray-dark); margin-top: 6px; max-width: 60ch; }
.ladder-price { font-weight: 600; color: var(--blue-dark); text-align: right; font-variant-numeric: tabular-nums; font-size: 0.95rem; }
.ladder li.is-recommended { background: var(--tint); box-shadow: inset 4px 0 0 var(--blue); }
.ladder li.is-recommended .step-n { background: var(--blue); color: var(--white); }
.badge { font: 600 0.72rem/1 var(--f-body); letter-spacing: 0.06em; text-transform: uppercase; color: var(--white); background: var(--blue); padding: 5px 9px; border-radius: 999px; }
.checkin { margin-top: 28px; display: flex; align-items: center; justify-content: space-between; gap: 16px 32px; flex-wrap: wrap; padding: 22px 24px; background: var(--tint); border-left: 4px solid var(--blue); border-radius: 0 var(--r-md) var(--r-md) 0; }
.checkin > div { display: grid; gap: 4px; max-width: 62ch; }
.checkin h3 { font-size: 1.1rem; }
.checkin p { color: var(--black); }

/* ---------- FAQ ---------- */
.faq-grid { display: grid; grid-template-columns: minmax(0, 0.8fr) minmax(0, 1.2fr); gap: clamp(32px, 6vw, 88px); align-items: start; }
.faq-intro { display: grid; gap: 14px; }
.faq-intro p { color: var(--gray-dark); }
.faq-list { border-top: 1px solid var(--line); }
.faq-list details { border-bottom: 1px solid var(--line); }
.faq-list summary {
  display: flex; justify-content: space-between; align-items: center; gap: 16px;
  padding: 20px 4px; cursor: pointer; list-style: none; font: 600 1.02rem/1.4 var(--f-head); color: var(--blue-dark);
}
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after {
  content: ""; width: 11px; height: 11px; flex: none; margin-right: 6px;
  border-right: 2px solid var(--blue); border-bottom: 2px solid var(--blue); transform: rotate(45deg) translateY(-3px);
  transition: transform .2s;
}
.faq-list details[open] summary::after { transform: rotate(-135deg) translateY(-3px); }
.faq-list details p { padding: 0 4px 22px; color: var(--gray-dark); max-width: 66ch; }

/* ---------- Formulir proposal ---------- */
.band { background: var(--blue-dark); color: var(--white); padding-block: clamp(64px, 8vw, 104px); }
.band h2 { color: var(--white); }
.proposal-grid { display: grid; grid-template-columns: minmax(0, 0.85fr) minmax(0, 1.15fr); gap: clamp(32px, 6vw, 80px); align-items: start; }
.proposal-intro { display: grid; gap: 20px; position: sticky; top: calc(var(--header-h) + 24px + env(safe-area-inset-top, 0px)); }
.proposal-intro > p { color: var(--on-dark-muted); font-size: var(--t-md); }
.next { display: grid; gap: 12px; counter-reset: n; }
.next li { counter-increment: n; display: flex; gap: 12px; align-items: baseline; }
.next li::before { content: counter(n); display: inline-grid; place-items: center; width: 26px; height: 26px; flex: none; border-radius: 50%; border: 1.5px solid var(--on-dark-muted); font: 600 0.82rem/1 var(--f-head); }

.contact-block { margin-top: 8px; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 14px 24px; padding: 20px 22px; background: var(--tint); color: var(--black); border-left: 4px solid var(--blue); border-radius: 0 var(--r-md) var(--r-md) 0; }
.contact-block > div { min-width: 0; }
.contact-block p { overflow-wrap: anywhere; }
.cb-label { font-size: 0.72rem; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase; color: var(--gray-dark); margin-bottom: 2px; }
.contact-block a { color: var(--black); }
.copy { margin-left: 4px; min-height: 28px; padding: 3px 10px; border-radius: 999px; border: 1px solid var(--line-tint); background: var(--white); color: var(--blue-dark); font: 600 0.75rem/1 var(--f-body); cursor: pointer; vertical-align: middle; }
.copy:hover { border-color: var(--blue); }

.form {
  background: var(--white); color: var(--black);
  border-radius: var(--r-lg); padding: clamp(20px, 3.5vw, 36px);
  display: grid; gap: 18px; min-width: 0;
}
.form-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 18px; }
.form-grid-3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.field { display: grid; gap: 6px; min-width: 0; border: 0; padding: 0; margin: 0; }
.field label, .field legend { font-weight: 600; font-size: 0.93rem; padding: 0; color: var(--black); }
.field legend { margin-bottom: 8px; }
.opt { font-weight: 400; color: var(--gray-dark); font-size: 0.84rem; }
input, select, textarea { font: inherit; color: inherit; width: 100%; }
.field input:not([type="checkbox"]):not([type="radio"]):not([type="range"]), .field select, .field textarea {
  min-height: 48px; padding: 11px 14px; border-radius: var(--r-sm);
  border: 1.5px solid var(--line); background: var(--white); color: var(--black);
}
.field textarea { resize: vertical; min-height: 110px; }
.field input:focus, .field select:focus, .field textarea:focus { outline: none; border-color: var(--blue); box-shadow: 0 0 0 3px color-mix(in srgb, var(--blue) 22%, transparent); }
.field input[readonly] { background: var(--tint); }
.field [aria-invalid="true"] { border-color: var(--danger) !important; }
.hint { font-size: 0.82rem; color: var(--gray-dark); }
.hint a { font-weight: 600; }
.err { font-size: 0.85rem; color: var(--danger); }
.err:empty { display: none; }
.checks { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 8px; }
.checks label { display: flex; align-items: center; gap: 10px; min-height: 46px; padding: 8px 12px; border: 1.5px solid var(--line); border-radius: var(--r-sm); font-weight: 500; font-size: 0.92rem; cursor: pointer; }
.checks label:has(input:checked) { border-color: var(--blue); background: var(--tint); }
.checks input, .consent input { width: 18px; height: 18px; flex: none; accent-color: var(--blue); margin: 0; }
.consent { display: flex; gap: 10px; align-items: flex-start; font-size: 0.9rem; color: var(--gray-dark); cursor: pointer; }
.consent input { margin-top: 3px; }
.consent a { font-weight: 600; }
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.form-status { font-size: 0.95rem; font-weight: 600; }
.form-status:empty { display: none; }
.form-status.ok { color: var(--ok); }
.form-status.bad { color: var(--danger); }
.form-done { display: grid; gap: 12px; padding: 12px 0; }
.form-done h3 { font-size: 1.5rem; }
.form-done p { color: var(--gray-dark); }

/* ---------- Footer ---------- */
.site-footer { background: var(--tint); padding-block: 56px calc(32px + env(safe-area-inset-bottom, 0px)); font-size: 0.93rem; }
.footer-grid { display: grid; grid-template-columns: 1.6fr 1fr 1fr; gap: 32px; }
.footer-brand { display: flex; gap: 20px; align-items: flex-start; }
.footer-brand > div { display: grid; gap: 4px; color: var(--gray-dark); }
.logo-tile { flex: none; display: grid; place-items: center; width: 88px; height: 88px; background: var(--white); border-radius: 18px; }
.logo-tile img { height: 66px; width: auto; }
.footer-tagline { font: 600 1rem/1.4 var(--f-head); color: var(--blue-dark); }
.footer-grid ul { display: grid; gap: 8px; color: var(--gray-dark); }
.footer-grid a { color: var(--gray-dark); text-decoration: none; }
.footer-grid a:hover { color: var(--blue-dark); text-decoration: underline; }
.footer-h { font: 600 0.78rem/1.4 var(--f-head); letter-spacing: 0.1em; text-transform: uppercase; color: var(--blue-dark); margin-bottom: 12px; }
.footer-bottom { margin-top: 40px; padding-top: 20px; border-top: 1px solid var(--line-tint); color: var(--gray-dark); font-size: var(--t-sm); }

/* CTA melayang di ponsel */
.mobile-cta { display: none; }
@media (max-width: 720px) {
  .mobile-cta:not([hidden]) {
    display: grid; grid-template-columns: 1fr 1.4fr; gap: 10px;
    position: fixed; left: 0; right: 0; bottom: 0; z-index: 40;
    padding: 10px max(16px, env(safe-area-inset-right, 0px)) calc(10px + env(safe-area-inset-bottom, 0px)) max(16px, env(safe-area-inset-left, 0px));
    background: var(--white);
    border-top: 1px solid var(--line);
    box-shadow: 0 -8px 24px -16px color-mix(in srgb, var(--black) 40%, transparent);
  }
  .site-footer { padding-bottom: calc(96px + env(safe-area-inset-bottom, 0px)); }
}

/* ---------- Responsif ---------- */
@media (max-width: 1000px) {
  .hero-grid, .data-grid, .faq-grid, .proposal-grid, .team-grid, .report-grid, .eap { grid-template-columns: minmax(0, 1fr); }
  .hero-deco .ring { display: none; }
  .hero-deco .arch { width: 90vw; height: 90vw; right: -30vw; bottom: -30vw; }
  .payslip { max-width: 520px; }
  .principle-list { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .stages { grid-template-columns: minmax(0, 1fr); gap: 40px; }
  .stage + .stage::before { left: 50%; top: -30px; margin: 0 0 0 -10px; transform: rotate(90deg); }
  .steps { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 32px 0; }
  .steps li:nth-child(3) { padding-left: 0; border-left: 0; }
  .proposal-intro { position: static; }
  .footer-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .footer-brand { grid-column: 1 / -1; }
}
@media (max-width: 720px) {
  .claims-list { grid-template-columns: minmax(0, 1fr); }
  .claims-list li { padding: 18px 0; }
  .claims-list li + li { border-left: 0; border-top: 1px solid var(--line); }
  .claim-num { width: 5.2rem; font-size: 2rem; }
  .form-grid-3 { grid-template-columns: minmax(0, 1fr); }
  .ladder li { grid-template-columns: 40px minmax(0, 1fr); }
  .ladder-price { grid-column: 2; text-align: left; }
  .report-items dl div { grid-template-columns: minmax(0, 1fr); }
}
@media (max-width: 600px) {
  .hero-actions .btn { flex: 1 1 100%; }
  .facts li { grid-template-columns: minmax(0, 1fr); gap: 6px; }
  .principle-list { grid-template-columns: minmax(0, 1fr); }
  .pkg-grid { grid-template-columns: minmax(0, 1fr); }
  .steps { grid-template-columns: minmax(0, 1fr); }
  .steps li, .steps li + li { padding: 0; border-left: 0; }
  .steps li + li { padding-top: 26px; border-top: 1px solid var(--line); }
  .form-grid, .checks { grid-template-columns: minmax(0, 1fr); }
  .contact-block { grid-template-columns: minmax(0, 1fr); }
  .footer-grid { grid-template-columns: minmax(0, 1fr); }
  .footer-brand { flex-direction: column; }
  .eap-out { grid-template-columns: minmax(0, 1fr); }
  .seg label { min-width: 0; }
  .mode { width: 100%; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition-duration: 0s !important; animation: none !important; }
}

/* ---------- Halaman teks (privasi, terima kasih) ---------- */
.doc { padding-block: clamp(40px, 6vw, 80px); }
.doc-body { max-width: 70ch; display: grid; gap: 16px; }
.doc-body h1 { font-size: var(--t-xl); }
.doc-body h2 { font-size: var(--t-lg); margin-top: 16px; }
.doc-body p, .doc-body li { color: var(--gray-dark); }
.doc-body ul { list-style: disc; padding-left: 22px; display: grid; gap: 6px; }
.doc-updated { font-size: var(--t-sm); }

/* ---------- Revisi November 2026: submenu, dropdown topik, kirim via WhatsApp/email ---------- */
.eyebrow { font: 600 0.75rem/1.2 var(--f-head); letter-spacing: 0.12em; text-transform: uppercase; color: var(--blue); }

/* Submenu Program Perusahaan */
.nav-group { position: relative; }
.nav-parent {
  display: inline-flex; align-items: center; gap: 6px; min-height: 40px; padding: 8px 12px; border: 0; border-radius: var(--r-sm);
  background: transparent; color: var(--gray-dark); font: 500 0.95rem/1.2 var(--f-body); cursor: pointer;
}
.nav-parent::after {
  content: ""; width: 7px; height: 7px; margin-top: -3px;
  border-right: 1.6px solid currentColor; border-bottom: 1.6px solid currentColor; transform: rotate(45deg); transition: transform .15s;
}
.nav-parent:hover, .nav-parent.active, .nav-parent[aria-expanded="true"] { color: var(--blue-dark); background: var(--tint); }
.nav-parent[aria-expanded="true"]::after { transform: translateY(3px) rotate(-135deg); }
.subnav {
  position: absolute; left: 0; top: calc(100% + 6px); z-index: 55; min-width: 280px;
  display: grid; gap: 2px; padding: 8px; background: var(--white);
  border: 1px solid var(--line); border-radius: var(--r-md);
  box-shadow: 0 18px 40px -20px color-mix(in srgb, var(--black) 45%, transparent);
  visibility: hidden; opacity: 0; transform: translateY(-4px); transition: opacity .15s, transform .15s, visibility 0s .15s;
}
.nav-group.open .subnav { visibility: visible; opacity: 1; transform: none; transition: opacity .15s, transform .15s; }
@media (hover: hover) and (min-width: 1001px) {
  .nav-group:hover .subnav { visibility: visible; opacity: 1; transform: none; transition: opacity .15s, transform .15s; }
  .nav-group::after { content: ""; position: absolute; left: 0; right: 0; top: 100%; height: 8px; }
}
.nav .subnav a { display: grid; gap: 2px; padding: 10px 12px; border-radius: var(--r-sm); color: var(--blue-dark); text-decoration: none; }
.nav .subnav a span { font-weight: 600; }
.nav .subnav a small { font-size: 0.8rem; color: var(--gray-dark); font-weight: 400; }
.nav .subnav a:hover, .nav .subnav a.active { background: var(--tint); }

@media (max-width: 1000px) {
  .nav-group { border-bottom: 1px solid var(--line); padding-bottom: 6px; }
  .nav-parent { width: 100%; justify-content: flex-start; padding: 15px 4px 6px; font-size: var(--t-md); color: var(--blue-dark); cursor: default; background: transparent !important; }
  .nav-parent::after { display: none; }
  .subnav { position: static; min-width: 0; visibility: visible; opacity: 1; transform: none; padding: 0 0 4px 12px; border: 0; box-shadow: none; background: transparent; }
  .nav .subnav a { padding: 10px 8px; border-bottom: 0; border-left: 2px solid var(--line-tint); border-radius: 0; }
}

/* Dropdown topik (multi-pilih) */
.field-label { font-weight: 600; font-size: 0.93rem; color: var(--black); }
.multi { position: relative; }
.multi summary {
  list-style: none; display: flex; align-items: center; justify-content: space-between; gap: 12px;
  min-height: 48px; padding: 11px 14px; border: 1.5px solid var(--line); border-radius: var(--r-sm);
  background: var(--white); cursor: pointer;
}
.multi summary::-webkit-details-marker { display: none; }
.multi summary::after {
  content: ""; flex: none; width: 8px; height: 8px; margin-top: -4px;
  border-right: 1.6px solid var(--gray-dark); border-bottom: 1.6px solid var(--gray-dark); transform: rotate(45deg); transition: transform .15s;
}
.multi[open] summary { border-color: var(--blue); box-shadow: 0 0 0 3px color-mix(in srgb, var(--blue) 22%, transparent); }
.multi[open] summary::after { transform: translateY(4px) rotate(-135deg); }
.multi summary span { min-width: 0; overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
.multi summary span.is-empty { color: var(--gray-dark); }
.multi-panel {
  margin-top: 6px; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 2px 8px;
  padding: 8px; border: 1px solid var(--line); border-radius: var(--r-md); background: var(--white);
  box-shadow: 0 18px 40px -24px color-mix(in srgb, var(--black) 45%, transparent);
}
.multi-panel label { display: flex; align-items: center; gap: 10px; min-height: 44px; padding: 6px 10px; border-radius: var(--r-sm); font-size: 0.92rem; cursor: pointer; }
.multi-panel label:hover { background: var(--tint); }
.multi-panel label:has(input:checked) { background: var(--tint); color: var(--blue-dark); font-weight: 600; }
.multi-panel input { width: 18px; height: 18px; flex: none; margin: 0; accent-color: var(--blue); }
.multi-done { grid-column: 1 / -1; justify-self: end; margin-top: 4px; min-height: 40px; padding: 8px 16px; border: 0; border-radius: var(--r-sm); background: var(--blue-dark); color: var(--white); font: 600 0.9rem/1 var(--f-body); cursor: pointer; }
.sub-field { margin-top: 10px; }

/* Tombol kirim */
.send { display: grid; gap: 10px; }
.send-label { font-weight: 600; font-size: 0.93rem; }
.send-row { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 10px; }
.send-row svg { width: 22px; height: 22px; fill: none; stroke: currentColor; stroke-width: 1.7; stroke-linecap: round; stroke-linejoin: round; }

/* Salinan pesan cadangan */
.compose { display: grid; gap: 10px; padding: 16px; background: var(--tint); border-left: 4px solid var(--blue); border-radius: 0 var(--r-md) var(--r-md) 0; }
.compose-head { font-size: 0.92rem; }
.compose textarea { min-height: 180px; padding: 12px; border: 1px solid var(--line-tint); border-radius: var(--r-sm); background: var(--white); font: 0.88rem/1.5 var(--f-body); resize: vertical; }
.compose-actions { display: flex; flex-wrap: wrap; gap: 10px; }

@media (max-width: 600px) {
  .multi-panel { grid-template-columns: minmax(0, 1fr); }
  .send-row { grid-template-columns: minmax(0, 1fr); }
}